285 Main Street Lander, WY 82520 (307) 332-4730

220 N. Federal Riverton, WY 82501 (307) 856-4320

3060 E. Lincolnway Cheyenne, WY 82001 (307) 632-2124

435 Arapahoe Thermopolis, WY 82443 (307) 864-5561

14615 Hwy 287 Ft. Washakie, WY 82514 (307) 332-5978

We offer a variety of products to meet your personal banking needs. From free checking to interest-bearing checking and savings accounts; Central Bank & Trust has the solution for you. In addition, the Mighty Moose Savings account offers children through age 12 a special way to save money and earn fun prizes along the way. For information on this or any other account, please don't hesitate to call us!

			Personal Checking	Golden Senior Checking	Simplified Checking	NOW Checking	Investment Checking (Money Market)	Savings
		Minimum to Open	$100.00	$100.00	$100.00	$1,500.00	$2,500.00	$100.00
		Monthly Maintenance Fee	$5.00	N/A	N/A	$10.00	$15.00	$2.00 Monthly Fee, $1.00 per withdrawal over three
		Check Writing (Service Charge)	$0.10 per check paid	N/A	N/A	$0.10 per check paid	Six preauthorized transfers of which three may be by check	N/A
		Minimum Balance to Avoid Monthly Service Charge	Exempt from per check fee if daily balance through statement period is $500.00 or more, or if average collected balance for period is $1,250.00 or more	N/A	N/A	$1,500.00	$2,500.00	$250.00
		Minimum Number of Withdrawals per Month	Unlimited	Unlimited	Unlimited	Unlimited	Six, $3.00 per withdrawal over six	Six
		Interest Compounded*	N/A	Monthly	N/A	Monthly	Monthly	Quarterly
		Statements/Images	Monthly with images	Monthly with images	Monthly  without images	Monthly with images	Monthly with images	Quarterly without images
		Other	No per item fee for POS and ACH items	Designed for persons 55 years and older. Additional benefits**	Possible fees: Copy of check $2.00. Copy of Statement $2.00.
			The Mighty Moose Savings Account (Minor Savings Account) is available to children through age 12 and offers a fun and exciting way to save for the future. Features include: • No minimum to open account  • Free Mighty Moose T-shirt  • Points awarded for any deposit or just stopping in wearing your Mighty Moose T-shirt  • Interest paid quarterly Monthly maintenance fee of $1.00 per withdrawal over three, maximum 6 withdrawals per month. Statement mailed quarterly. Account limited to those 12 years of age and under. See bank for additional details.
		* Interest rate and annual percentage yield are included in the Rate Chart. Interest rate and annual percentage yield may change at our discretion at any time. Interest begins to accrue no later than the business day we receive credit for the deposit. If you close the account before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate the interest on the accounts. This method applies a daily periodic rate to the principal in the account each day. ** Additional benefits: Free personal checks (wallet style-safety. 200 per order). No charge for money orders or cashiers checks, discounted safety deposit boxes, CD access in case of medical emergency and no charge for ATM/Debit Cards.