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All funds in non interest-bearing transaction
accounts are insured in full by the Federal Deposit
Insurance Corporation from December 31, 2010,
through December 31, 2012. This unlimited coverage
is in addition to, and seperate from, the coverage
of at least $250,000 available to depositors under
the FDIC's general deposit insurance rules.
The term "non interest-bearing transaction account"
includes a traditional checking or demand deposit
account on which the insured depository institution
pays no interest. It does not include other
accounts, such as traditional checking or demand
deposit acounts that earn interest, NOW accounts,
money-market deposit accounts, and Interest on
Lawyers Trust Accounts ("IOLTAs").
For more information about FDIC insurance
coverage, visit
www.fdic.gov.
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